Things You Need to Know Credit Scores
According to Wikipedia credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus. Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. Lenders also use credit scores to determine which customers are likely to bring in the most revenue. The use of credit or identity scoring prior to authorizing access or granting credit is an implementation of a trusted system. Credit scoring is not limited to banks. Other organizations, such as mobile phone companies, insurance companies, landlords, and government departments employ the same techniques. Digital finance companies such as online lenders also use alternative data sources to calculate the creditworthiness of the borrower.
Things You Need to know before looking for a used SUV
Here are the four types of SUVs you maybe looking for, here are some examples of the best SUVs per category:
* Nissan Murano
* Toyota Highlander
* Mazda CX-9
* Toyota 4Runner
* Hyundai Santa Fe
* Chevrolet Traverse
* Chevrolet Tahoe
* GMC Yukon
* Toyota Sequoia
* Lexus RX 350
* Acura MDX
* Cadillac Escalade
During your search for a vehicle to purchase you might have considered buying an SUV because of its many advantages. Families with children, adventurers, and even businesses in need of transportation space seek out SUVs. SUVs have been advertised as the do-it-all type of vehicle because of their flexibility and adaptability. If you are looking to purchase an SUV, then you have to consider that there are a wide variety of types and uses. For example, if you are a soccer mom or a family that needs some space then you might want to consider a Chevrolet Tahoe because of its space and number of seats. Additionally, you might also consider a Cadillac Escalade if you want space, seats, plus some luxury
Things You Need to Know about 4wd and AWD
4WD is normally used on large SUV Four-Wheel Drive (4x4) vehicles designed to use the extra traction of 4WD in off-road situations. These vehicles are predominately truck-based platforms with large wheels and off-road tires that combined with a manually selected and a locked 4WD driveline enables the vehicle to venture off-road and negotiate very difficult terrain.
A locked 4WD driveline means that there is a direct mechanical link between the front and rear axles with no mechanism to allow any difference in the number rotations of the front and rear axles. This means that when the 4x4 vehicle turns a corner because the radius of turn is different for front and rear axles, the tires on the axle with the smaller radius of turn must be able to slip on a loose slippery ground surface. If the ground surface is not slippery and the tires do not slip, then the driveline (axles and propeller shaft etc) will twist and stress will be induced. This is known as ‘wind up’ and ultimately if the twist cannot dissipate the vehicle will no longer be able to move as it becomes ‘locked up’. This will generally only happen at lower speeds on ground surfaces with no slip. At higher speeds or on slippery road surfaces, the tire is able to slip and the ‘wind up’ is released. This means that when 4WD vehicles are driven on normal road surfaces, 4x4 must be deselected and the vehicle is driven in two-wheel drive.
All Wheel drive - AWD vehicles drive all of the wheels all of the time, so the system must include a mechanism that is generally a limited slip differential or an electronically controlled clutch to allow a rotational difference between the front and rear axles. In a lot of circumstances the front wheels only drive until slippage or additional power is needed to power the vehicle. AWD systems can then in milliseconds transfer power to those wheel hubs. Sedans and SUVs more commonly use AWD as a means to save on fuel vs. 4wd systems since they primarily use FWD unless the AWD power is needed to gain traction. Which is BETTER there is no clear winner as they both function completely different.
The windshield wiper market is as difficult to market to understand if you don't know the key players.
You certainly can’t count the number and kinds of wiper blades available in the market, most of which won’t live up to even the humblest of expectations – clean pollen off my glass in spring, and don’t freeze up in winter
When it comes to buying windshield wipers you basically have two options; you can either get the wipers supplied by your vehicle manufacturer, or you can buy the best windshield wipers from a windshield wiper manufacturer.
What are some of the best wipers out on the market today?
Check the REPLACEMENT SCHEDULE Suvs sedans or full-size trucks
SNOW TIRES or ALL SEASON TIRES: WHICH ARE BEST For you?
Creative Ways to Give a Car as a Christmas Gift
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There are a few moments in life that are truly remarkable: First kiss, first job, first car.
Owning a car is undoubtedly a big achievement, but it comes with great responsibility. Driving is a privilege, not a right. While cars make our lives much easier, they require a significant investment, regular maintenance, and constant attention to safety.
A vehicle purchase is not a small thing and, therefore, it should be celebrated! If you’re giving someone a car as a Christmas gift, why not do it in style? Here are a few ideas:
Miniature Car Replica
You can use a miniature car replica to fool the gift recipient. Buy a model car and put the keys of the actual car inside of it. If you want to elaborate your surprise a bit more, hide the miniature car replica in an unusual place, like inside a cereal box.
Are you getting a car for your teen? Send him or her on a scavenger hunt. You can create cues and place them all over the house. Make the last cue direct your teen to a box of boxes, where the smaller ones are wrapped inside the larger ones. The last of them has your teen’s precious treasure inside it. This scavenger hunt idea may require some planning but the fun is definitely worth it!
Hide the New Car
Did you buy a car for your wife or husband? Hide the car in the garage and ask the person to go get something you left in the car. Give him or her the keys of the new car but make it look like you’re in a rush, so the person won’t notice. Follow your wife or husband to the garage and yell “surprise!”.
We hope these ideas help you surprise someone with the gift of a car. At Oxendale Auto Center, we have a wide variety of used vehicles at great prices. Browse our online inventory and feel free to contact us through our website or by calling (888) 397-9962 to schedule a test drive.
4 Tips to Get Your Car Ready for Winter
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Winter is around the corner, and the colder temperatures can affect your vehicle’s performance and your personal safety. Check out these tips to get your car ready for winter:
Prepare Winter Supplies
When you go out in the cold, you rely on a tuque, gloves, and a thick coat to keep you warm. Although your car doesn’t need clothes, it does need some preparation for braving the roads on a cold winter’s day. That’s why we encourage you to prepare a winter supply box and leave it in your car. Be sure to include a first-aid kit, a flashlight, and an ice scraper, as well as food and water. Keep an eye on your phone’s battery, too—you might need to call 911 in case of an emergency.
Get Winter Tires
Regular tires lose traction when the temperatures are consistently below 45°F, which is when you should put winter tires on your car. Winter tires are made with a different rubber compound that is softer and more flexible than the rubber used in all-season tires. If you wait too long to switch your tires, you may compromise your safety and put others at risk.
Wash Your Car More Frequently
Road salt is often used to melt snow and improve tire adherence during the winter months. Overall, road salt helps increase vehicle safety, even though it’s not exactly eco-friendly. In addition to harming the environment, salt road can also damage your vehicle’s paint because it contributes to rust and corrosion. The best way to minimize the detrimental effects of road salt on your car is by washing it more frequently.
Install a Remote Starter
When it’s too cold outside, your car takes longer to warm up. Unless you’re a penguin, you might feel very uncomfortable for the first 5 to 10 minutes after entering your vehicle. Also, winter is not a one-day event, and most people use their cars multiple times a day. You can avoid this inconvenience by installing a remote starter in your car. Another advantage is that it helps defrost your windshield on snowy days.
We hope these tips help you stay safe and maintain your car during winter. Whether you’re interested in buying a new car or ensuring yours is ready for winter, contact us through our website or by calling us at (888) 397-9962.